Autumn Budget: What landlords need to know
Autumn Budget: What landlords need to know
It’s unusual…
A student Reference comprises up to two SMART references on the student and one guarantor Reference.
The majority of students will require a guarantor.
A guarantor reference incorporates the SMART Reference credit and background check along with an employment/income reference if applicable.
Find out what a SMART reference is here.
For all referencing where an employment reference is obtained, our standard practice is to verify the employment and income to give you peace of mind that the reference has been obtained from a registered business where it has been confirmed either verbally or written that both the referee and applicant are employed.
OpenBanking can be opted in to by the tenant at no additional charge. This is not dependent on the reference being completed, unlike a SMART Reference where opt-in is mandatory.
OpenBanking provides a thorough credit check* and reference via our high-tech system. Using real time data as well as six unique algorithms, it provides a true and accurate understanding of an applicant’s income, including a specific income figure and confidence rating.
*powered by Equifax.