Open Banking and SMART References

As a busy letting agent, you need a referencing solution that is fast, accurate and excellent value. That’s where Open Banking and SMART references come in. We give affordability and confidence scores for each individual, and same-day results for applications received by 4 pm.

Plus, our simple and seamless process is easy for any applicant, allowing us access via Open Banking. So, you can focus on what you do best, keeping your landlords happy.

Better results all round

With our system, any mistakes tenants make are quickly flagged, so you can avoid chasing references and focus on more important things. The detailed income figures and confidence scores provided make it easy to make decisions, and if you want to take a closer look at an applicant’s history, simply upgrade to ‘verified’ for access to our referencing team’s investigating techniques.

With a SMART tenant reference, deals are completed faster, voids are reduced, and everyone enjoys peace of mind. Try it today and see how much easier your job can be!

Real-time data – direct from the bank – and 6 unique algorithms for an accurate picture
Affordability for each applicant based on specific income analysis
Confidence scores based on reviewed and validated checks
Multiple incomes reviewed for insights that go beyond basic salaries
Clear info on income from benefits
Filter the income data – prioritise the referencing criteria important to you.

Good to know

Open Banking helps people control and manage their money. It’s trusted by over five million users in the UK and all providers are fully regulated. All banks utilise this technology which is helping to speed transactions and create full transparency.