Why Every Landlord Needs Landlord Legal Protection Insurance

Landlords need Landlord Legal Protection Insurance because legal disputes in the rental sector can arise suddenly and become costly, even when a landlord has acted correctly and followed every regulation. This specialist cover provides financial support for issues such as tenant eviction, rent arrears recovery, property damage disputes, breaches of tenancy agreements, and legal defence for claims made against you – expenses that can quickly escalate without insurance.

With increasing regulatory complexity, rising tenant disputes, and higher court and solicitor fees, landlords face more legal exposure than ever before. Landlord Legal Protection Insurance ensures you’re not left navigating these challenges alone or paying out of pocket, giving you the confidence, security, and professional backing you need to run your rental business effectively.

Why It Matters Now

It matters now more than ever for landlords to have Landlord Legal Protection Insurance because the rental market is facing rising tenant disputes, increased rent arrears, and a more complex legal landscape driven by frequent legislative changes. Court backlogs and higher legal fees mean that resolving even straightforward cases can take longer and cost significantly more than in previous years, placing landlords at greater financial risk.

At the same time, economic pressures on tenants increase the likelihood of missed rent payments, breaches of tenancy agreements, and legal challenges. In today’s environment, Landlord Legal Protection Insurance provides essential support, ensuring landlords have the resources and representation needed to protect their rights, manage disputes efficiently, and maintain financial stability.

“Already dealing with arrears? See our Step-by-Step Guide to Tenants Not Paying Rent for immediate advice.”

Why Choose LegalforLandlords?

At LegalforLandlords, we don’t just sell insurance – we provide complete support for landlords.

  • Award-winning support – our in-house experts ensure notices are served correctly and claims are handled properly.
  • End-to-end protection – from tenant referencing through to eviction and rent recovery, we support you at every stage.
  • Trusted by landlords nationwide – over 15 years of experience working exclusively with landlords and agents.
  • Specialist focus – unlike general insurers, we specialise in the private rental sector, so our policies are built around real landlord challenges.
Don’t risk your rental income - secure it with LegalforLandlords today. Get Protected Here.

What’s Included in Your Cover?

✔ up to £50,000 per insured incident for legal costs and expenses.
✓ rent arrears of up to £3,000 per month for up to 12 months
✓ 50% of the monthly rent that would have been payable for a maximum of 3 months until your property is ready to be re-let, if your property cannot be immediately re-let due to neglect or damage caused by your tenant.
✓ Pursuing your legal rights to obtain possession of your property from the tenant.

What am I not Covered For?

X Claims where you do not agree to our appointed representative taking all appropriate steps to negotiate the arrears.
X Claims where the correct notices to quit your property have not been served on the tenant.
X Any rental payments once vacant possession has been obtained.
X Rent which is overdue for less than one calendar month.
X Damage where the amount in dispute is less than £500.

 

Insurer and FCA details.

Company: Company: Devon Bay Insurance Company Limited Product: Landlord Legal and Rent Protection Insurance
This insurance policy is:
• arranged by Legal Protection Group Limited, trading as LPG, registered in England and Wales (Company Number 10096688).
Legal Protection Group Limited (firm reference number 749446) is an appointed representative of Riviera Insurance Services Limited (firm reference number 786116).
Riviera Insurance Services Limited is authorised and regulated by the Financial Conduct Authority.
• underwritten by Devon Bay Insurance Company Limited, incorporated and registered in Anguilla (Company Number A000001957).
Devon Bay Insurance Company Limited is authorised and regulated by the Anguilla Financial Services Commission (License Number.CAP/522).


Policy Document.

For full details see our Insurance Product Information Document (PDF) | Policy Document (PDF)

Protect Your Income Today

Don’t leave your rental income to chance. With LegalforLandlords Rent & Legal Protection Insurance, you can relax knowing your rent is covered and your legal costs are taken care of.
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