Open Rent and Legal Protection provides landlords and agents with a clear, straightforward safety net that safeguards both rental income and legal position when things go wrong in a tenancy. It ensures that rent continues to be paid even if a tenant falls into arrears, protecting cash flow and helping landlords meet their financial commitments.
At the same time, it covers the substantial legal costs associated with resolving disputes, pursuing arrears, and initiating eviction proceedings – support that is increasingly important as legal processes grow more complex and expensive. With transparent terms, reliable cover, and professional legal backing, Open Rent and Legal Protection delivers the confidence and continuity landlords and agents need to manage their properties effectively and without unnecessary risk.
It matters now more than ever to have Open Rent and Legal Protection because the rental market is facing unprecedented pressure from rising arrears, increased tenant financial instability, and a legal system that is slower and more expensive to navigate. As living costs rise and more tenants struggle to meet their obligations, landlords and agents are seeing higher risk of unpaid rent and longer dispute resolution times.
At the same time, evolving legislation and stricter compliance requirements mean even routine tenancy issues can lead to costly legal challenges if not handled correctly. Open Rent and Legal Protection provides a dependable buffer against these modern risks—ensuring income stability, reducing financial exposure, and offering the legal support needed to manage disputes confidently in today’s demanding lettings environment.
“Already dealing with arrears? See our Step-by-Step Guide to Tenants Not Paying Rent for immediate advice.”
At LegalforLandlords, we don’t just sell insurance – we provide complete support for landlords.
✔ Unpaid Rent Protection – rent arrears of up to £3,000 per month for up to 12 months
✔ Repossession – Pursuing your legal rights to obtain possession of your property from the tenant.
✔ Vacancy Rent Cover – full rent until vacant possession (12-month policies).
✔ Partial Vacancy Cover – 50% rent for up to 3 months where applicable.
✔ Tailored Options – cover designed for standard and high-value rentals.
X Claims where you do not agree to our appointed representative taking all appropriate steps to negotiate the arrears.
X Claims where the correct notices to quit your property have not been served on the tenant.
X Any rental payments once vacant possession has been obtained
X Rent which is overdue for less than one calendar month.
X Damage where the amount in dispute is less than £500.
Company: Devon Bay Insurance Company Limited Product: Landlord Legal and Rent Protection Insurance
This insurance policy is arranged by Legal Protection Group Limited, trading as LPG, registered in England and Wales (Company Number 10096688). Legal Protection Group Limited (firm reference number 749446) is an appointed representative of Riviera Insurance Services Limited (firm reference number 786116). Riviera Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. • Underwritten by Devon Bay Insurance Company Limited, incorporated and registered in Anguilla (Company Number A000001957).
Devon Bay Insurance Company Limited is authorised and regulated by the Anguilla Financial Services Commission (License Number.CAP/522).
For full details see our Insurance Product Information Document (PDF) | Policy Document (PDF)
Your policy covers missed rent (up to £5,000/month) once arrears reach one month and a notice is served.
Policies usually pay until vacant possession is regained or for a maximum of 12 months.
Yes — referencing is a condition of cover. We can handle this for you.
Yes — solicitor, court, and enforcement costs up to £100,000.
No – it’s vital notices are served correctly. Our Professional Services team can handle this on your behalf to make sure your cover applies.
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