Mortgage and Income Protection is essential – a mortgage is a big financial commitment.

What would you do if you were suddenly unable to pay it? An accident, sickness or redundancy could, unfortunately, happen to any of us at any time.

Our mortgage protection policy, Mortgage Protector, is designed to give your landlords peace of mind that, if the worst happens, they’ll be able to continue to pay their mortgage for 12 or 24 months and focus on getting back on their feet.

Mortgage Protection

Our Mortgage Protector policy gives your clients peace of mind. If they lose their job, they’ll be able to continue to pay their mortgage for 12 or 24 months. Policies are also available to those on shared ownership and Homebuy schemes.

Benefits include:

  • Monthly tax-free income of up to £3,000 or 75% of gross monthly income (whichever is lower)
  • Cover for related insurance costs and other household expenses
  • Free legal assistance for employment and accident disputes*
  • Carer cover and back-to-work support.

Income Protection

IncomeShield allows your clients to maintain their lifestyle if their income takes an unexpected hit. For either 12 or 24 months, they’ll be able to continue with loan repayments or simply keep on top of their regular household bills. And because it’s not linked to any credit agreement, your client stays in control of how they spend the money.

  • Monthly tax-free income of up to £2,000 or 65% of gross monthly income (whichever is lower)
  • Choice of 5 qualification periods for flexibility in cover start date
  • Free legal assistance for employment and accident disputes*
  • Carer cover and back-to-work support.

*Supplied by Property Guard, a trading name of Motorplus Limited.

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What would you do if you were suddenly unable to pay it? An accident, sickness or redundancy could, unfortunately, happen to any of us at any time.

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