Every agent needs Rent & Legal Protection because managing properties on behalf of landlords comes with significant financial and legal exposure, especially when tenants fall into arrears or disputes escalate. Agents are often the first point of contact when problems arise, and without robust protection they can face reputational damage, strained client relationships, and increased administrative workload.
Rent & Legal Protection ensures landlords continue to receive their income even if tenants stop paying, while also covering the substantial legal costs of eviction, dispute resolution, and enforcement – support that reflects directly on the professionalism and reliability of the agent. In a market facing higher arrears, greater regulation, and more complex legal processes, offering Rent & Legal Protection isn’t just a value-add for agents; it’s a competitive advantage that strengthens client trust and safeguards their business.
It matters now more than ever for agents to offer Rent & Legal Protection because rising rent arrears, increased living-cost pressures, and tighter regulations are creating a more challenging and litigious environment for the lettings sector. Agents are facing higher expectations from landlords, who want certainty of income and professional handling of disputes at a time when evictions are slower, legal fees are higher, and tenant issues are more frequent.
Without Rent & Legal Protection, agents risk longer arrears cases, greater administrative burden, and potential damage to their reputation if they can’t deliver fast, effective resolutions. In today’s fast-moving and high-risk rental market, providing Rent & Legal Protection is essential for agents who want to stay competitive, safeguard their clients, and protect the stability of their own business.
“Already dealing with arrears? See our Step-by-Step Guide to Tenants Not Paying Rent for immediate advice.”
At LegalforLandlords, we don’t just sell insurance – we provide complete support for landlords.
✔ Unpaid Rent Protection – up to £5,000 per month until possession is regained.
✔ Legal Expenses – up to £100,000 for eviction, court fees, and enforcement.
✔ Vacancy Rent Cover – full rent until vacant possession (12-month policies).
✔ Partial Vacancy Cover – 75% rent for up to 3 months where applicable.
✔ Tailored Options – cover designed for standard and high-value rentals.
X Claims where you do not agree to our appointed representative taking all appropriate steps to negotiate the arrears.
X Claims where the correct notices to quit your property have not been served on the tenant.
X Any rental payments once vacant possession has been obtained
X Rent which is overdue for less than one calendar month.
X Damage where the amount in dispute is less than £500.
Company: Devon Bay Insurance Company Limited Product: Landlord Legal and Rent Protection Insurance
This insurance policy is arranged by Legal Protection Group Limited, trading as LPG, registered in England and Wales (Company Number 10096688). Legal Protection Group Limited (firm reference number 749446) is an appointed representative of Riviera Insurance Services Limited (firm reference number 786116). Riviera Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. • Underwritten by Devon Bay Insurance Company Limited, incorporated and registered in Anguilla (Company Number A000001957).
Devon Bay Insurance Company Limited is authorised and regulated by the Anguilla Financial Services Commission (License Number.CAP/522).
For full details see our Insurance Product Information Document (PDF) | Policy Document (PDF)
Your policy covers missed rent (up to £5,000/month) once arrears reach one month and a notice is served.
Policies usually pay until vacant possession is regained or for a maximum of 12 months.
Yes — referencing is a condition of cover. We can handle this for you.
Yes — solicitor, court, and enforcement costs up to £100,000.
No – it’s vital notices are served correctly. Our Professional Services team can handle this on your behalf to make sure your cover applies.
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