Even the best tenants can fall into arrears. And with legal costs for evictions often running into the thousands, one bad tenancy can wipe out your profit.
Most landlords now wait months before seeing any income again.
That’s the gap we close.
Our Rent & Legal Protection Insurance ensures you don’t lose out. If tenants stop paying, you’ll still receive your rent – and if legal action is needed, it’ll cover your costs.
Most policies weren’t designed for this. Ours is.
Our in-house experts ensure notices are served correctly and claims are handled properly.
From tenant referencing through to eviction and rent recovery, we support you at every stage.
Over 15 years of experience working exclusively with landlords and agents.
Unlike general insurers, we specialise in the private rental sector, so our policies are built around real landlord challenges.
With the Renters’ Rights Act set to ban “no-fault” evictions (Section 21 notice) and tighten rules on rent increases, landlords face more hurdles than ever. Rent & Legal Protection gives you a safety net in a shifting legal landscape.
“Already dealing with arrears? See our Step-by-Step Guide to Tenants Not Paying Rent for immediate advice.”
✔ Unpaid Rent Protection – up to £5,000 per month until possession is regained.
✔ Legal Expenses – up to £100,000 for eviction, court fees, and enforcement.
✔ Vacancy Rent Cover – full rent until vacant possession (12-month policies).
✔ Partial Vacancy Cover – 75% rent for up to 3 months where applicable.
✔ Tailored Options – cover designed for standard and high-value rentals.
X Claims where you do not agree to our appointed representative taking all appropriate steps to negotiate the arrears.
X Claims where the correct notices to quit your property have not been served on the tenant.
X Any rental payments once vacant possession has been obtained
X Rent which is overdue for less than one calendar month.
X Damage where the amount in dispute is less than £500.
Company: Devon Bay Insurance Company Limited Product: Landlord Legal and Rent Protection Insurance
This insurance policy is arranged by Legal Protection Group Limited, trading as LPG, registered in England and Wales (Company Number 10096688). Legal Protection Group Limited (firm reference number 749446) is an appointed representative of Riviera Insurance Services Limited (firm reference number 786116). Riviera Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. • Underwritten by Devon Bay Insurance Company Limited, incorporated and registered in Anguilla (Company Number A000001957).
Devon Bay Insurance Company Limited is authorised and regulated by the Anguilla Financial Services Commission (License Number.CAP/522).
For full details see our Insurance Product Information Document (PDF) | Policy Document (PDF)
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