Landlord Mortgage and Income Protection is essential – a mortgage is a big financial commitment.

What would you do if you were suddenly unable to pay your mortgage? An accident, sickness or redundancy could, unfortunately, happen to any of us at any time.

Our mortgage protection policy, Mortgage Protector, is designed to give you peace of mind that, if the worst happens, you’ll be able to continue to pay your mortgage for 12 or 24 months and focus on getting back on your feet.


Income Protection

If you’re like most people, your income is the key to maintaining your current lifestyle. But what would happen if your income suddenly stopped? Whether it’s due to an accident, sickness, or unemployment, an unexpected loss of income can be devastating. That’s where our Income Protection product comes in.

Income Protection is designed to give you peace of mind in knowing that, if the worst should happen, you’ll still be able to cover your cost of living for up to 12 or 24 months. With this protection in place, you can rest assured that you and your family will be taken care of financially if the unthinkable happens. So don’t wait until it’s too late – sign up for Income Protection today and give yourself the peace of mind that comes with knowing you’re prepared for anything.

Mortgage Protection

Mortgage protection insurance is an important safety net for anyone with a mortgage – make sure you’re covered.

  • Monthly tax-free income of up to £3,000 or 75% of their gross monthly income (whichever is lower)
  • Include related insurance costs and other household expenses
  • Available to Shared Homeowners and HomeBuy scheme users
  • Free legal assistance for employment and accident disputes supplied by Property Guard, a trading name of Motorplus Limited
  • Carer cover and back-to-work support included as part of our unemployment cover
Contact us for income and mortgage protection

Landlord Building Insurance

Landlord Building Insurance

  • Property Value Cover: Covers property values up to £5m
  • Owner’s Liability: Protection up to £2m
  • Rent Insurance: Covers rent up to 20% of building value
See cover
Landlord Rent & Legal Protection Insurance

Landlord Rent & Legal Protection Insurance

  • Vacancy Rent Cover: Rent paid until vacant possession (12-month policies)
  • Partial Vacancy Cover: 75% vacant possession for up to 3 months
  • High Rental Payment Cover: Up to £5,000 rental payments per month
See cover
LFL VIP Maintenance Plan

LFL VIP Maintenance Plan

  • Property maintenance cover you can rely on, 24/7, 365 days a year!
  • Join today and claim your exclusive discount: £19.75/month (usual price £28.85)
  • Includes annual boiler service for landlords and central heating cover.
See cover
Landlord Portfolio Insurance

Landlord Portfolio Insurance

  • Simplified cover for multiple properties with one policy and premium.
See cover

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Want to know more or have a question? Get in touch here